How can we plan around an irregular income?

Let's help Alex

Food for thought

Just knowing where your money goes might be all you need to start spending less. You may even start saving. Do you track your spending? Every transaction is recorded with your bank. You can access your statements through online banking or ask your bank to mail you a hard copy.

What other strategies of saving money and reducing expenses can you think of? 

Ready to start tracking your spending?

Learn 3 easy steps to begin tracking your spending. 

At home

Does your family track their spending? What are discretionary items that your family spends on? What strategies do you see your family or friends use to save money and reduce expenses?

If you would like to use a budget, try this simple budget template or this monthly budget template and have a go at tracking your income and expenses.